'CAUSE LIFE HAPPENS
From your car to your couch, your tropical vacation to your teeth, with CAA Insurance you can drive, travel and simply live your life knowing you are protected.
CAA PROPERTY INSURANCE
We understand that having the right insurance is very important. Whether you own or rent, we have the coverage options for you.
What You Get (read more...)
- 24-hour claims service
- The Choice of who fixes your home or property
- Access to optional coverages like Sewer Backup, Home Equipment Breakdown and Identity Theft
- Members save 10%
What You Get (read more...)
CAA Members SAVE 5% *
Up to $5,000,000 of coverage with NO DEDUCTIBLES **
No medical questionnaire under 60 years old ***
Kids are covered FREE on travel medical family plans ****
Travel more than once per year? Ask us about our Multi-Trip Plans to save ****
*Policies contain conditions, limitations and exclusions.
**Valid on all plans except Visitors to Canada.
***$25,000 maximum applies to Canadian residents without Government Health Insurance Plan coverage.
****Valid on travel medical single and Multi-Trip policies with two adults.
Which Policy is Right for You? (read more...)
Depending on your plan, travel insurance can help protect you from unforeseen medical expenses, trip cancellation, baggage loss and even document loss.
Emergency Medical Plans (medical only).
An unforeseen illness or injury while you’re travelling can turn the trip of your dreams into a financial nightmare. Emergency medical and dental expenses and the costs that surround them can be greatly reduced, and in some cases completely covered by purchasing this affordable coverage.
Vacation Package Plans (medical and non-medical).
Baggage or personal property could be lost, travel documents could go missing or a medical emergency could happen without warning, but with a Vacation Package Plan, you can protect yourself against the financial strain of these and other common emergencies.
If you are a frequent flyer and travel often, it might be worthwhile considering a Multi-Trip Plan that covers you for multiple trips; daily plans are generally for those travelling just once a year. But whether you’re taking a trip across the border, a week-long trip out west or an extended vacation overseas, travel insurance is the best way to protect yourself before you go.
CAA LIFE INSURANCE
No matter what stage of life you’re at, we have a life insurance plan that’s right for you – at affordable low rates.
Your Options (read more...)
Term life Insurance
5-Year Term Life
A great short-term solution to protect your family and your assets. The premiums are guaranteed not to go up for five years, making it very practical when you’re just starting out.
20-Year Term Life
A good option for when you’re looking for a financial cushion to cover long-term needs, like a mortgage or post-secondary education, so your family can live the life you want for them without making financial sacrifices. You’ll get affordable rates guaranteed not to increase for 20 years.
Both Plans Include
- Coverage in amounts from $50,000 up to $500,000
- Savings of 15% off for $250,000 or more of coverage
- Living Benefit cash advance in the event of a terminal diagnosis, to use as you see fit
- Option to convert to a longer term plan
- Guaranteed renewable
CAA Guaranteed Issue Life Insurance
If you’ve had trouble finding life insurance, don’t let that get in the way of helping protect your family’s financial future. As a CAA Member between the ages of 40 and 75, your approval is guaranteed – regardless of your current health or medical history.
CAA FollowMe™ Life
Concerned you'll have difficulty finding replacement life insurance coverage, due to your age or health, when your group life coverage ends? Our FollowMe™ Life Insurance provides simple, affordable life insurance coverage – giving you a convenient, easy way to maintain the valuable protection you and your family shouldn’t be without.
CAA Critical Illness Insurance Plan
Few of us want to think about the reality of finding out we have a serious illness, or think about how we’d cope with the costs of such a diagnosis. But it is very likely that health care services, special drugs, travel or homecare would not be covered by your group benefits or government health insurance plan. The CAA Critical Illness plan provides you with comprehensive coverage for: cancer, coronary bypass or aortic surgery, heart attack or stroke.
CAA EarlyStart™ Child Term Life
In the event that the unthinkable happens to your child, expenses should be the last thing on your mind. If tragedy strikes your child or grandchild, CAA EarlyStart™ plan will ensure that financial considerations don't add to your family's burden, with a tax-free lump-sum payment of up to $35,000. Plus your child or grandchild will have the option of converting their life insurance coverage to CAA 5-Year Term Life or 20-Year Term Life when they become an adult, without a medical exam or questionnaire required at the time of conversion.