Trip Travel Insurance

All-Inclusive Vacation Package/ Annual Vacation Package Plan

The All inclusive Vacation Package includes the following benefits: Cancellation and Trip Interruption: Prior to departure: up to the sum insured/After departure: unlimited Emergency Medical Insurance: $5 Million Travel Accident Insurance: $100,000 Flight Accident/$10,000 Common Carrier/ $5,000 24-hour Accident Baggage and Personal Effects Insurance: up to $1,000 Baggage Delay: up to $500 (after 10 hours) Lost Documents: up to $50/ up to $200 for passport Infant Protection: $5 Million Holiday Protection: up to $750.

The Annual Vacation Package Plan includes all benefits included with the Vacation Package plan, however benefit maximum amounts payable per policy apply on the Trip Cancellation, Interruption and Baggage Benefits

The Annual Vacation Package Plan combined benefits maximum total payable :

• Cancellation and Trip Interruption: Maximum is $3,000 per trip or $5,000 per policy year.
• Emergency Medical Insurance: $5 Million
• Travel Accident Insurance: $100,000 Flight Accident/$10,000 Common Carrier/ $5,000 24-hour Accident
• Baggage and Personal Effects Insurance: up to $1,000
• Baggage Delay: up to $500(after 10 hours) Maximum of $500 per trip or $1500 per policy year./Baggage damage or loss is payable up to a benefit maximum total of $1000 per trip or $3,000 per policy year.
• Lost Documents: up to $50/ up to $200 for passport
• Infant Protection: $5 Million
• Holiday Protection: up to $750

Trip Cancellation and Interruption

Maybe purchased as part of Vacation Package Plan, annual Vacation Package Plan, Non Medical Vacation Package Plan or separately (within 48 hours or purchasing your travel arrangements, or prior to any cancellation penalties being in effect. May also be purchased by non-Canadian residents. Some insured risks are limited to Canadian citizens. NO DEDUCTIBLE APPLIES

Cancellation insurance is insurance that will protect you against unforeseen circumstances that may make it necessary to cancel or adjust your trip. Cancellation Insurance covers the non-refundable amount of your trip prior to departure.

What if you, a travel companion, an immediate family member, a travel companion's immediate family member or a caregiver should get sick, injured or dies prior to your date of departure? Trip Interruption Insurance covers you after departure for the costs already incurred while on your trip. What if you must return earlier or later than the contracted date of return due to the occurrence of an insured risk?

Baggage and Personal Effects

Maybe purchased as part of Vacation Package Plan, annual Vacation Package Plan, Non Medical Vacation Package Plan or separately(in conjunction with CAA Trip Cancellation and Interruption Insurance or CAA Emergency Medical Insurance) NO DEDUCTIBLE APPLIES

Baggage and Personal Effects Insurance is for loss of, or damage to, the baggage and personal effects you own and use by reason of theft, burglary, fire or transportation hazards during the covered trip.

Trip-Travel Insurance

Accidents are the fourth leading cause of death among Canadians. With CAA's Travel Personal Accident Insurance you can protect your family's financial security for pennies a day! CAA Members are guaranteed acceptance in this plan. Purchase coverage today in amounts of $25,000 to $100,000. Underwritten by CAA Insurance Company (Ontario)

Click here for Trip-Travel Insurance brochure

For more information visit your local CAA Travel Store or call 1-800-267-8713.

E-mail us for your application form.

Out-of-Province Medical Insurance

Daily plan, Annual 15 days plan and Annual 30 Days plan are available.

If you are travelling outside Ontario, we strongly recommend the purchase of Out of Province Medical Insurance.

Considering the high cost of health care outside of Canada and the limitations of inter provincial health care plans, purchasing additional medical insurance when you travel is an absolute must. CAA North & East Ontario strongly recommends the purchase of travel insurance for your next trip. We offer an assortment of insurance policies designed to protect you against the financial impacts of illness, emergencies or unexpected mishaps before or during your trip. The two determining criteria for medical insurance are: age and personal health.

55 Years of age and over: A Medical Declaration is required to determine which plan you qualify for.

Your signature is required on this declaration form.

Call us or visit one of our Travel Store's to order your Medical Declaration form or click here .

Under 55 Years of age: you must meet a 3 month stability clause for any pre-existing conditions and a Medical Declaration form is not required.

Have a look at our competitive rates for annual policies or daily plans. This quality product is available to members and non-members. Whether you are travelling alone or with family members, don't travel without it!

For a list of Annual and Daily Rates click here. To view the policy booklet click here .

Canada Plan

Daily Plan up to 186 days

You may believe that if you are a Canadian resident travelling in Canada, that you are covered for everything in all provinces. There are a number of reasons why you should cover extra insurance. Same benefits as Out of Province but only valid in Canada, not in US. This is for Canadian residents travelling in Canada.

Click here for Travelling Within Canada brochure

Visitors-to-Canada Emergency Medical Insurance

Visitors-to-Canada Emergency Medical Insurance

• The applicant must be a visitor to Canada, the holder of a Canadian work visa or student visa, an immigrant to Canada or a Canadian not covered by a government health insurance plan.
• The insurance can be purchased prior to or after arrival in Canada. If purchased after arrival, any sickness occurring during the first forty-eight (48) hours following the effective date will not be covered and approval is needed from insurance company.
• The insurance provides coverage in Canada and during a temporary visit to another country (excluding the country of origin). however the side trip must not exceed 49% of the trip's total duration.
• Family coverage is available

To view the policy brochure and rates click here