How to Lower Your Car Insurance. [CAA’s Got You Covered...Literally]

COVID-19 has made an impact on just about every aspect of our lives. For many, the pandemic has created a financial hardship making it a challenge to balance funds for insurance, rent, utility bills, and in some cases, food or basic shelter. A survey released April 15, 2021, by the Vanier Institute of the Family, the Association of Canadian Studies and Leger (Source) states that over half (53%) of adults aged 18 and older reported in April 2020 that the pandemic was extremely threatening in terms of personal finances. Almost 46% of Canadians with incomes under $40,000 prior to the pandemic, experienced a noticeable decline or complete halt in income.

Every human deserves access to a suitable living environment, CAA Insurance Company strives to make a continuous effort in supporting Canadians through this trying time. That’s why it starts with giving back policyholders over $130 million to aid in expense management, and temporary delivery services for members in self-isolation. We’re in this together, Ontario.

To save you a search, we’ve taken the initiative to compile some of Ontario’s most common insurance-related searches:

Is it cheaper to bundle home and auto insurance?

Save up to 17.5% when you bundle CAA Auto Insurance and CAA Home Insurance together.

What is the best insurance company for home and auto?

We can’t answer this, it would sound biased.

Ways to get discounts on car insurance...

Did you know CAA Members save up to 20% on CAA Auto Insurance?

Can you negotiate lower car insurance rates?

You won’t want to with our rates.

Covid relief benefit...

CAA Insurance is currently providing a 15% rate relief on all new and renewing CAA Auto Insurance and 10% on CAA Home Insurance policies.

You could save money on your car insurance premiums by…

Taking advantage of our countless perks and benefits, not to mention the 126,000 CAA Rewards® partners offered to members. But no big deal. (It is a big deal.)

Can I get insurance for a day?

Ontario has strict regulations that prevent this with most auto insurance providers. Luckily, CAA Insurance has a payment program called CAA MyPace® which gives you the control and freedom to only pay for the distance that you drive.

Ways to Save.

CAA Insurance is committed to helping during this challenging time. Take advantage of CAA Insurance’s complimentary no-obligation policy review with a Licensed CAA Insurance Agent who will provide a complete overview of coverage, discounts, and a payment plan to reflect your reduced driving. This service is offered regardless of your current insurance provider.

CAA Insurance offers great savings and perks such as Forgive and Forget® protection plan and complimentary CAA Tire Coverage when you bundle your auto and home insurance. Maintaining a claims-free record can also help to keep premiums low. Last but not least, CAA Members save up to 20% on CAA Auto Insurance and 10% on CAA Home Insurance.

CAA MyPace®.

CAA MyPace® is Canada’s only pay-as-you-drive auto insurance payment program that lets you pay a base rate plus your first 1,000 km, then coverage in 1,000-kilometre increments. We only want you to pay for the distance you drive. If you’re currently with another insurer, the savings offered by CAA MyPace may be significant enough to warrant switching midterm. Plus, anybody who switches to CAA MyPace can move to a traditional CAA Auto Insurance policy with no fees or penalties, if the need for higher mileage insurance returns.

A Breath of Relief.

CAA Insurance is by your side with a 15% rate relief for CAA Auto Insurance policies and CAA Home Insurance policies in Ontario for a 12-month term. Plus, CAA Home Insurance policyholders will continue to automatically receive the 10% rate reduction in 2021, for a 12-month term.

CAA Insurance continues to look at every possible way to help CAA Members save on premiums during this difficult time. As you evaluate different ways to save, consider a complementary policy review by a Licensed CAA Insurance Agent. To get started, call 1-877-222-1717 today.

_{*Please contact your agent or broker to confirm your individual savings amount.
Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company.
To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.
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