Five Questions to Ask as You Kick Off the New Year
Now that the holidays have come and gone, it’s time to work on our New Year’s resolutions. It’s also a chance to do a little soul searching and make some life changes. Here are five things to consider at the start of the year.
Are you on track financially?
How are your savings and investments doing? If you have a financial planner, schedule an annual review to see if anything should be adjusted. If you don’t, start putting a small amount into a separate account every month. It’s an easy way to bump up your RRSP and/or RESP contributions.
How's your health?
If you’re a parent, you’ve likely made sure your kids’ annual checkups are up to date. What about your own? Schedule appointments with your eye doctor, dentist and family doctor to keep on top of your health.
Are you happy at work?
When workdays are busy, it’s easy to lose track of whether you’re actually happy. If you’re not happy, set some career goals and polish up your resume. Experts say the first few months of the year are the best time to job-hunt, since that’s when company budgets and sales forecasts come out.
Is your home in good shape?
Does anything need repairs? Do the rugs need cleaning, walls need painting or closets need organizing? Science says an orderly living space is good for your mental health.
Is your auto insurance up to date?
Have your driving habits changed? If so, you may have too much or too little coverage. Does your insurance include benefits like protection for your good driving record after your first at-fault accident? Are you getting lots of perks? An easy way to check is to have a licensed CAA Insurance agent give you a quick, complimentary policy review. CAA Members save on auto insurance, so if you switch, you can check off your resolution to save money.
*Auto and Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company. To qualify for the discount, you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage. ®Forgive and Forget is a trademark owned by CAA Insurance Company. Certain conditions, limitations and underwriting guidelines apply Coverage amounts from $50,000 up to $1,000,000