†Subject to credit approval by National Bank.
1 You earn CAA Dollars equal to 1% of eligible purchases made using your CAA Rewards Mastercard credit card. At the end of each month, your CAA Club will receive information on the accumulated CAA Dollars from National Bank. Your CAA Club is responsible for the issuance, administration and redemption of CAA Dollars in accordance with its terms and conditions. CAA Dollars are not earned on cash advances, balance transfers, cash-like transactions, Mastercard cheques, payments, credits, interest charges, credit insurance premiums, foreign exchange fees and other fees and charges. CAA Dollars are not earned on any purchases prohibited by the laws of Canada or any other country. You will qualify to earn CAA Dollars as soon as your card is activated and purchases are made, unless your account is not in good standing, your account has been suspended or terminated, or other qualifications for eligibility are not met. Terms and conditions apply. Visit www.nbc.ca/caa for full details. National Bank reserves the right at its sole discretion to change or terminate this offer at any time without advance notice.
2 Primary cardholders may earn CAA Dollars equal to 1% of purchases made by cardholders at participating CAA stores and travel agencies by using the National Bank CAA Rewards Mastercard in addition to the CAA Dollars normally earned under the National Bank CAA Rewards Mastercard Program, for a maximum of 2% of purchases in CAA Dollars. Travel and vacation purchases are not eligible for this offer. Participating CAA stores/centres are listed on each CAA club website. National Bank reserves the right at its sole discretion to change or terminate this offer at any time without advance notice.
3 A 0.9% interest rate on balance transfers and cash advances for the first 9 months after account opening. After that, the current annual interest rate on balance transfers and cash advances will be applied, which is currently 20.99%.
Grace period: At least 21 days on purchases if you pay your full balance by the due date indicated on your monthly statement (no grace period applies to balance transfers and cash advances). Your minimum payment will correspond to 3% of your account balance plus any amount already due or $10, whichever amount is higher. If your account balance is lower than $10, you must pay the entire balance. If you exceed your credit limit, the amount of the minimum payment will be the highest of the following amounts: (a) 3% of the account balance or (b) the amount of the over limit. National Bank reserves the right at its sole discretion to change or terminate this offer at any time without advance notice.
Example of credit charges calculated over a period of 30 days:
Annual Interest Rate: 22.99% | Average Balance $500: $9.45 | Average Balance $3,000: $56.69
Annual Interest Rate: 19.99% | Average Balance $500: $8.22 | Average Balance $3,000: $49.29
®Mastercard is a registered trademark of Mastercard International Incorporated. Authorized User: National Bank of Canada.
®NATIONAL BANK is a registered trademark of National Bank of Canada, used under license by authorized third parties.
®CAA trademarks owned by, and use is authorized by, the Canadian Automobile Association.