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Notice to CAA Members in Ottawa: we’re making it easier to get travel advice, insurance coverage, and Membership services by combining our resources and merging CAA Hunt Club with CAA Nepean effective Apr. 15, 2024. Click here for more details.

Emergency medical travel insurance

Accidents happen all the time. Stay protected and worry-free on your vacation with CAA’s emergency travel medical insurance.

CAA Members save up to 20%1 on their policy, and it’s easier than ever to get it online. In just a few simple steps, you’ll have a quote that’s good for 30 days. You can also visit a CAA Store or call 1-800-267-8713 to speak with a CAA Travel Consultant. If you’re not a CAA Member, join now for just $302 a year plus tax.

Get a Quote

Woman on a cruise in Alaska

Single trip travel plan

If you’re planning one trip a year out of Ontario or the country, a single trip travel insurance plan is right for you. Get emergency medical insurance for protection against the unexpected. Get a quote online or with a CAA Travel Consultant. 

Family waking on path

Multi-trip travel plan3

Are you a frequent traveller? Get a quote for a multi-trip travel insurance plan to save time and money. Stay covered against the cost of unexpected medical emergencies for multiple individual trips (up to 4, 8, 15, 30, or 60 days each) throughout the year. Your multi-trip plan starts each time you leave Canada. It also offers flexibility, as you can purchase a top-up if you stay longer than expected.

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Insurance coverage options and benefits4

Dental work if you’re hit in the mouth

$5,000,000 

Emergency dental pain 

$500

Medical follow-up in Canada

$1,000 semi-private room, private nursing $50

Childcare and escorted trips home

Economy flight and $1,500 accommodation and meals

Help for your pet

$500 to return your pet
$300 commercial kennel
$300 vet cost in the event of an accident 

Vision

Up to $300 for the replacement at your trip destination of prescription eyeglasses due to theft, loss or breakage during your trip and assistance to co-ordinate the replacement.

Hearing aid

Up to $200 for the replacement at your trip destination of a hearing aid due to theft, loss or breakage during your trip and assistance to coordinate the replacement. Does not include batteries or ear molds.

Bringing your car home

Reasonable costs 

Return of deceased 

Reasonable costs 

Read our full policy guide online.


Getting a travel insurance quote online

Don't pass up CAA Member discounts!

When purchasing CAA Travel Insurance online, make sure to provide your CAA card number to save up to 20% on your insurance premium.

You'll be requested to input your 16 digital card number after reviewing your quote.


Why trust CAA Travel Insurance?

CAA is Canada’s #1 Most Trusted Brand5

We offer 24/7 Multilingual Assistance6

Get up to $5 million of coverage7

CAA Members save up to 20% on their policy1

Canadian Goose flying over Peru

CAA Members save up to 20% on travel insurance1

Get a Quote

CAA Member testimonial

Frequently Asked Questions

Yes, you do. Your Ontario Health Insurance Plan (OHIP) only covers certain emergency medical expenses. It may not cover you for non-medical or other emergency medical costs, such as a semi-private room, prescriptions, ambulance services or expenses that you may incur should you become ill or get injured while travelling. Because of the limitations of its coverage, OHIP strongly recommends that you purchase supplementary travel insurance when travelling in Canada.

If you are injured abroad, contact the Emergency Assistance Centre immediately so they can help you find the closest hospital that will accept your travel insurance.

You are not eligible for travel medical insurance if your trip is booked:

  • Contrary to medical advice 
  • While you are requiring kidney dialysis 
  • If you have ever had an organ transplant (excluding the cornea) 
  • If you have received the diagnosis of a terminal illness with less than six months to live 
  • If you have been prescribed or taken home oxygen for a lung condition in the last twelve months 
  • If you have been diagnosed or received treatment for metastatic cancer in the last five years

Our single trip plan can cover you for up to 365 days with GHIP approval! There is also extended coverage available if you stay longer than originally planned.

If you are 60 years or older you are required to complete a medical questionnaire.

Yes! CAA Members save up to 20%1 on travel insurance plans.


Read more about CAA Travel Insurance

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CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days. 

1. Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-267-8713. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. 

2. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions. 

3. Medical Multi-Trip Plans cover 4, 8, 15, 30, or 60 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date. 

4. Conditions apply. Check out our full policy guide online for all the details. 

5. CAA was voted the number one most trusted brand in Canada by the Gustavson School of Business Brand Trust Index in 2022.  

6. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. 

7. Up to $5 million CAD. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. 

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