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Travel insurance vacation packages

Bundle your insurance coverage for the best travel insurance policy at the right price. Get emergency travel medical benefits and protection for flight accidents and lost baggage, plus trip cancellation and interruption coverage when you bundle different travel insurance plans. CAA Members save up to 20%1 on their policy. If you’re not a CAA Member, join now for just $302 a year plus tax.  
 
It’s now easier than ever to bundle your travel medical insurance with trip cancellation and interruption insurance online. You’ll have a quote that’s good for 30 days in just a few simple steps. You can also visit a CAA Store or call 1-800-267-8713 to speak with a CAA Travel Consultant.  

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Vacation packages 

Bundle your travel medical coverage with trip cancellation and interruption insurance, plus travel accident and baggage loss.

This plan is perfect for travellers looking for full coverage and no surprises.

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Non-medical vacation packages

Don’t need emergency medical insurance? Get a quote for a non-medical vacation package. It’s perfect for travellers with an existing emergency medical insurance plan who want full coverage for everything else.

You can to bundle trip cancellation, interruption, accident and baggage loss insurance.

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Single trip vacation package

If you’re planning one trip a year out of Ontario or the country, a single trip vacation package is right for you. Bundle emergency medical insurance with trip cancellation and interruption for the most comprehensive protection against the unexpected. Get a quote online or with a CAA Travel Consultant.

We love to travel

Multi-trip plan3

Are you a frequent traveller? Get a quote for a multi-trip plan to save time and money. Stay covered against the cost of unexpected medical emergencies for multiple individual trips (up to 4, 8, 15, 30, or 60 days each) throughout the year. Your multi-trip plan starts each time you leave Canada. If you stay longer than the days included in the plan, a top-up can be purchased.

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Insurance coverage options and benefits4

Dental work if you’re hit in the mouth

$5,000,000 

Emergency dental pain 

$500

Medical follow-up in Canada

$1,000 semi-private room, private nursing $50

Getting family/travel companions home

Economy flight and $1,500 accommodation and meals

Childcare and escorted trips home

$1,000 and cost of an economy flight

Help for your pet

$500 to return your pet
$300 commercial kennel
$300 vet cost in the event of an accident 

Vision

Up to $300 for the replacement at your trip destination of prescription eyeglasses due to theft, loss or breakage during your trip and assistance to co-ordinate the replacement.

Hearing aid

Up to $200 for the replacement at your trip destination of a hearing aid due to theft, loss or breakage during your trip and assistance to coordinate the replacement. Does not include batteries or ear molds.

Bringing your car home

Reasonable costs 

Return of deceased 

Reasonable costs 

Cancel for Any Other Reason 

75% Cancel for Any Other Reason, if your travel is booked through CAA Travel or 50% Cancel for Any Other Reason if you book with your travel through another provider.

Interruption for Any Other Reason 

Interruption for Any Other Reason (up to $2,500) would be 75% coverage if you interrupt your trip for Any Other Reason when you book with CAA Travel or 50% coverage if you book your travel through another provider. To use interruption for Any Other Reason, you must be at your destination for at least 48 hours.

Before you leave (trip cancellation) 

To the amount you purchase

After you have left (trip interruption) 

Reasonable cost to either continue your travel or return home, plus the cost of unused travel services

Denied boarding or entry due to health rules (including COVID-19) or mistaken identity 

Reasonable cost for food and accommodation related to a delay in returning home.  You won’t have coverage if there was an “Avoid non-essential travel” or “Avoid all travel” advisory in place, or you haven’t taken the steps prescribed by the government.

Return trip delay

Reasonable cost to return home

Continue your trip after coming home (BounceBack)

$2,000

Lost or damaged baggage (if you choose to add this)

Up to $1,500

Travel Accident Insurance (if you choose baggage option)

Flight Accident $100,000 & Travel Accident $50,000

Read our full policy guide online.


Getting a travel insurance quote online

Don't pass up CAA Member discounts!

When purchasing CAA Travel Insurance online, make sure to provide your CAA card number to save up to 20% on your insurance premium.

You'll be requested to input your 16 digital card number after reviewing your quote.


Why trust CAA Travel Insurance?

CAA is Canada’s #1 Most Trusted Brand5

We offer 24/7 Multilingual Assistance6

Get up to $5 million of coverage7

CAA Members save up to 20% on their policy1

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CAA Members save up to 20% on travel insurance1

Get a Quote

CAA Member testimonial

Frequently Asked Questions

Yes, the maximum age is 84 for the Single Trip Vacation Package, Multi-Trip Vacation Package or Top-Up to Multi-Trip Vacation Package, but if you wish to purchase the Single Trip Canada Vacation Packages and Non-Medical Vacation Package, there is no age limit.

The maximum amount of trip days including extensions or top ups for the different plans are:

  • 365 Days with GHIP approval – Single Trip Canada Vacation Package, Single Trip Vacation Package Under Age 60 and Multi-Trip Vacation Package Under Age 60.
  • 365 Days – Non-Medical Vacation Package.
  • 30 Days – Single Trip Vacation Package Age 60-84
  • 63 Days – Multi-Trip Vacation Package Age 60-84.

If you are age 60 or older you must complete a medical questionnaire. If you are under 60 but your sum insured is over $40,000 per insured, you also must also complete a medical questionnaire.

No, we provide automatic coverage at no extra charge to infants who:

  • Do not occupy a seat on the airplane; and
  • Are travelling with a parent or legal guardian who has purchased the Single Trip Vacation Package Plan, Single Trip Canada Vacation Package Plan, Multi-Trip Vacation Package Plan or Top-Up to Multi-Trip Vacation Package Plan.

No, a vacation package must be purchased prior to leaving your home province or putting down any non-refundable deposit.

Yes, a travel insurance vacation package can be applicable to any out-of-province trip. OHIP doesn't cover all out-of-province medical emergencies, so it's best to be prepared before you go.


Read more about CAA Travel Insurance

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CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days. 

1. Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-267-8713. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. 

2. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions. 

3. Medical Multi-Trip Plans cover 4, 8, 15, 30, or 60 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date. 

4. Conditions apply. Check out our full policy guide online for all the details. 

5. CAA was voted the number one most trusted brand in Canada by the Gustavson School of Business Brand Trust Index in 2022.  

6. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. 

7. Up to $5 million CAD. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. 

®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.