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You trust CAA with your Roadside Assistance, so why not your car insurance?

Since 1974, CAA Insurance¹ has provided Canadians with great coverage, outstanding claims services and competitive rates on auto insurance. Home & Auto insurance are very large expenses in the average household budget, and your CAA Membership can potentially save you lots. Each of our CAA Stores have Home & Auto Insurance agents onsite, and CAA Insurance also has a call centre ready to provide you a no-obligation quote. Call us at 1-888-545-7254. Prefer to do this online? From the couch? No problem.

Why you should trust CAA for your Automotive Insurance

Forgive and Forget®

With CAA’s Forgive and Forget plan, we help you protect the good driving record you’ve earned over the years. If you are involved in your first at-fault accident, there will be no change in your driving record.

Winter Tire Discount²

Most of the drivers in Northern & Eastern Ontario know that having the right tires on your vehicle during the cold and icy winter months is a must. CAA Insurance recognizes the importance of snow tires and offers a 5% discount on your CAA Auto insurance when installed on your vehicle.

CAA MyPace®

CAA MyPace® is a usage-based insurance payment program for people who drive fewer than 12,000³ kilometres a year. It allows you to buy auto insurance for only the distance you need.

ATV Insurance

Asphalt is nice, but you prefer the unexpected twists and turns of off-roading on your ATV. Members get a 7.5%⁴ discount on CAA ATV coverage. If you have an auto insurance policy, that changes to 25%. Plus, you can save an additional 10% when you have both CAA Auto and Home Insurance.

CAA Connect®

CAA Connect is a usage-based insurance program that uses your personal driving habits to calculate unique, personalized discount for your insurance.

Bundle and Save

Bundle your CAA Auto and Home Insurance and receive a 10% discount on your auto insurance and up to 12.5% on your home insurance.


Access to your CAA Auto and CAA Property Insurance information is a click away.

When looking to make a payment, change your payment information, view your policy documents or wanting an electronic pink slip to add to your phone, it’s as easy as logging into your insurance account.

CAA Insurance Self-Service Portal

Read your CAA Insurance Automobile Policy

Carefully review CAA’s Ontario Automobile Policy. It’s easy to read and details all the different types of coverage available to you. Click here to read the document for policies effective prior to January 1, 2022.

View Policy

Resources

Bundle up! Here’s how to save money on your auto insurance 
You can enjoy savings on your auto insurance, and there are multiple ways to do so. One easy way is by bundling it with your CAA Home Insurance1, or you sign up for a pay-as-you-drive program. You’ve got multiple options for savings with CAA.  
How to steer into saving money on your auto insurance
If you want to spend less on auto insurance, it’s time to chat with an agent and start asking proper questions.
family with two kids moment with hugs near car
Is your auto-renew car insurance costing you money?
Need a reminder to get a policy review before your auto insurance renews? Share your renewal date with CAA Insurance to get a reminder when it’s review time.

Make a Claim

We work with you throughout the entire claim process – from initial response through final resolution – to provide fast, caring service and to settle your claim. If it’s an emergency, call us right away at 1‑877‑222‑1717 to report your claim any time of the day or night on any day of the week. We are always available to answer your call. Otherwise, you can submit an online claim.

Start a Claim


* To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). The Everyday Members save 5% (all the other memberships save 20%). Underwriting eligibility rules apply.

1 Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company.

®Forgive and Forget is a trademark owned by CAA Insurance Company.

2 Underwriting rules apply. Rating applied to vehicles with four (4) winter tires that meet the winter tire designation. Installation no later than November 20 and removed no earlier than April 15.

3 Auto Insurance is underwritten by CAA Insurance Company. Certain conditions, exclusions and underwriting eligibility rules apply. Vehicle compatibility and enrolment in CAA MyPace payment program is subject to terms and conditions.

®/™ CAA trademarks owned by, and use is authorized by, the Canadian Automobile Association.

4 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage. Discount(s) Subject to certain conditions and approvals. Underwriting eligibility rules apply.