What you need to know about travelling with pre-existing medical conditions

Pre-existing medical conditions don’t need to hold you back from travel anymore. CAA Travel Insurance offers emergency medical plans with a Pre-Existing Medical Condition Rider so you can travel safely, sooner.

What you need to know about travelling with pre-existing medical conditions

Ready to go? Here are a few things you’ll need to know.

What is a pre-existing medical condition?

A pre-existing medical condition is any sickness, injury or condition that received medical care, including advice, diagnosis or prescribed medication. It also includes a condition where further treatment was recommended before your trip.

Does travel insurance cover pre-existing medical conditions?

Yes, it does, but there are some things you need to consider. CAA Travel Insurance covers pre-existing medical conditions that have been stable for three to six months prior to your travel date. A Pre-Existing Medical Condition Rider amends your travel insurance policy to shorten the stability period. With a Pre-Existing Medical Condition Rider, you only need to be stable for seven days before your departure date.

How long does my health need to be stable to get travel insurance?

Age limits can depend on the type of plan you purchase. For travellers 69 and under, your condition must be stable for at least three months before each departure date (though this may depend on the type of plan you purchase). For travellers 70 and over, your condition must be stable for at least six months before your departure date (though this may depend on the type of plan you purchase).

What travel medical plans offer pre-existing medical conditions coverage?

CAA Travel Insurance offers a Pre-Existing Medical Conditions Rider to eligible travellers. You can add it to your single trip, multi-trip, or vacation package plans that include emergency medical insurance.

Can I save on my travel insurance policy if I buy through CAA?

CAA Members save up to 20%² on CAA Travel Insurance – and if you’re travelling for a few weeks or months, those savings can add up! So, go online to get a quote and see how much you will save.

It’s now easier than ever to get travel insurance online and fill out the medical questionnaire for a Pre-Existing Medical Conditions Rider. You’ll have a quote that’s good for 30 days in just a few simple steps. You can also visit a CAA Store or call 1-800-267-8713 to speak with a CAA Travel Consultant.

_{CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire may be required to purchase travel insurance. Quotes are valid for 30 days.}

_{1. All pre-existing medical conditions must be stable within 7 days prior to departure. Certain exclusions, limitations and restrictions apply. Age 59 and under: three months stable prior to each departure date (excludes coverage for lung conditions treated with Prednisone three months prior to departure).}

_{2. Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-267-8713. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online.}

_{®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.}