Here's how to get affordable health insurance

As Canadians continue to see inflation rise across the country, they seek ways to cut back on costs.  

Affordable health insurance remains a crucial concern. While Canadians are lucky to have universal health care, personal health insurance is one way to help cover medical and dental costs. 

Choosing a personal health insurance plan can help provide peace of mind by offering additional coverage options tailored to individual needs, ensuring that necessary medical and dental services remain accessible without adding undue financial strain. 

How a second health plan can help you save 

Medical bills can be expensive, and you don't want the fear of those bills to stop you from getting the medical care you need.  

Whether you have a health plan through your work, your spouse has one that covers you, or you are still on your parents' plan, it is a good idea to consider getting an additional health and dental insurance plan.  

Your private health insurance plan will not cover all costs associated with your health care, so having more than one plan can be helpful.  

If you have multiple medical plans, you can designate one as your primary health plan and the other as your secondary health plan. The primary plan will cover the bulk of your medical expenses. In contrast, the secondary plan can help cover additional costs that the primary plan does not fully address. 

Having a secondary plan can also help reduce gaps in your coverage. For example, if your primary plan does not cover eye care, your secondary plan would step in to cover the costs of your next eye exam.  

If your two plans are complementary, they can work together to fill the gaps when one does not cover an expense. This means that when you buy your secondary plan, you will want to know what your primary plan covers.

Coverage for your needs: explore CAA Protect  

Imagine a safety net that catches you no matter where life takes you. That's what CAA Protect offers to Canadian families and individuals from all walks of life.  

For the self-employed, balancing business and personal life is a constant juggle. CAA Protect ensures that unexpected healthcare expenses don't throw you off balance, providing peace of mind so you can focus on what you do best.   

As you approach retirement, the thought of losing your health insurance can be daunting. With CAA Protect, you can transition smoothly into this new chapter, knowing your healthcare needs are covered.  

Even if you already have health insurance, sometimes it's not enough to cover everything.   

Personal health insurance plans provide additional coverage options to fill the gaps, ensuring they fully protect you and your family against unexpected healthcare costs. Whether it's dental care, vision care or prescription drug coverage, there is a plan for everyone. 

CAA coverage options 

As a Canadian resident, your government health plan covers most of your medical expenses but does not cover everything.  

That's where CAA Protect steps in, offering a range of coverage options to ensure you're fully protected.  

Basic Extended Health Care coverage can help cover your basic healthcare-related costs. This coverage includes vision care.  

Many Canadians say prescription drug costs are one of their main medical expenses, and some are finding it challenging to keep up with the costs. This is where the optional drug coverage plan can help cover your prescription medication costs, so you do not need to pay the full amount out of pocket.  

Dental expenses can be a significant burden. With the optional dental coverage, you can lower your expenses, making dental care more affordable and accessible.  

With CAA Protect, you can also get special nursing services, ambulance services, wheelchairs and other equipment.  

How CAA Protect can help you save 

Discover the perfect health and dental coverage with CAA Protect! Our licenced insurance advisors are here to craft a flexible policy that fits your unique needs and budget.  

Ready to get started? Book an appointment today or give us a call at 1-800-709-5809. 

Have a health and dental insurance question? To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at: 1-800-709-5809 Or email us at info@caaprotect.ca