Insurance

Insurance for all of life’s perfect moments

Elderly couple celebrating with champagne

Older couples and empty nesters

Retirement, estate planning, well-deserved vacations… There's a reason they’re called the “Golden Years.” Live your leisure time knowing that you're covered where it matters.

What we offer

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Term life

Term life insurance covers you for a predetermined time period.
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Permanent life

Permanent life insurance gives you coverage throughout your lifetime.
Happy family under fake cardboard roof in living room

Better Mortgage Protection

A life insurance policy that covers the balance of your mortgage should anything happen to you.
Mother teaching son how to brush teeth

Health and dental insurance

Personal health and dental insurance can help cover health expenses not funded by provincial plans.
Mother with a critical illness sitting in front of a window with daughter

Critical illness insurance

Critical care insurance provides financial support while you recover from a critical illness.
Mother sitting in a wheelchair hugging daughter at home

Disability insurance

Disability insurance can help protect you and your family from an unexpected illness or accident.

Insurance 101 


 

Book an appointment online today

Call 1-800-709-5809 and talk to a licensed insurance advisor.

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Insurance FAQ

CAA Protect is a full-service life insurance agency designed to protect what matters most – you, your family and your lifestyle. It specializes in life, health, dental insurance and even better mortgage protection. 

You can receive a personalized quote by booking an appointment with one of our knowledgeable and licensed advisors here

Selecting the right life insurance policy can be difficult and depends on your needs, financial goals and life stage. For younger families and those with temporary coverage needs, consider term life insurance – perfect for helping cover expenses like a mortgage or your children's education. It’s affordable and offers coverage for a set period (typically 10 to 30 years). 

Looking for lifelong coverage and cash value accumulation? Permanent life insurance may be right for you. With flexible premiums and benefits, it's ideal for estate planning and legacy building. 

Better Mortgage Protection is about you, not the bank. Designed to cover your mortgage, it's life insurance that lets you choose your beneficiaries, and provide them with the full amount of coverage. 

Don’t worry about moving or switching lenders! Better Mortgage Protection follows you, even if you move homes or change lenders. With traditional mortgage insurance, your coverage will end with the mortgage. As you pay off your mortgage, traditional mortgage insurance coverage will also shrink, and only cover the remaining amount of your mortgage. Better Mortgage Protection coverage doesn’t shrink because the coverage is not tied to your mortgage. 

Traditional mortgage insurance premiums may increase as you age; Better Mortgage Protection premiums will always remain the same. 

When you make an application with Better Mortgage Protection, your policy is underwritten – and when you make a claim, you’re guaranteed the benefit. There’s no uncertainty, like with traditional mortgage insurance. 

Need help submitting a claim? You can reach out to your insurance carrier, your advisor, call our helpline at 1-800-709-5809 or email us at info@caaprotect.ca.

Save 20% on new Memberships. Join today!

Sign up to take advantage of great deals and savings. CAA Memberships start at just $301 a year, plus tax. Use promo code BF20

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