Skip to content

Trip cancellation and interruption insurance

We never plan on delaying or cancelling our vacations, but sometimes the unexpected happens. Do you have a backup? With CAA’s trip cancellation and interruption insurance plans, you don't need to worry about anything that might delay your trip or unexpectedly return home before your vacation is over. CAA Members save up to 20%1 on their policy. If you’re not a CAA Member, join now for just $302 a year plus tax.  

It’s now easier than ever to get trip cancellation and trip interruption insurance online. You’ll have a quote that’s good for 30 days in just a few simple steps. You can also visit a CAA Store or call 1-800-267-8713 to speak with a CAA Travel Consultant

Get Quote

Checking in for the flight

What’s covered under trip cancellation insurance?

  • Unexpected illness for you or travel companion 
  • Lost or stolen travel documents while en route to the airport 
  • Adverse effects from a vaccine taken for travel 
  • Cancellation due to a rescheduled school exam, work meeting, or other school and work-related commitments 
  • And more
Group of people standing in queue at boarding gate

What’s covered under trip interruption insurance? 

  • Missed departure or flight cancellation caused by weather conditions or airport strike 
  • Accommodation and meals during a missed or rescheduled connection 
  • Coverage for returning home in emergency circumstances 
  • Denied entry at customs due to health regulations 
  • And more

Insurance coverage options and benefits3

Cancel for Any Other Reason 

75% Cancel for Any Other Reason, if your travel is booked through CAA Travel or 50% Cancel for Any Other Reason if you book with your travel through another provider.

Interruption for Any Other Reason 

Interruption for Any Other Reason (up to $2,500) would be 75% coverage if you interrupt your trip for Any Other Reason when you book with CAA Travel or 50% coverage if you book your travel through another provider. To use interruption for Any Other Reason, you must be at your destination for at least 48 hours.

Before you leave (trip cancellation) 

To the amount you purchase

After you have left (trip interruption) 

Reasonable cost to either continue your travel or return home, plus the cost of unused travel services

Return trip delay 

Reasonable cost to return home 

Continue your trip after coming home (Bounce Back) 

$2,000

Lost or damaged baggage (if you choose to add this) 

Up to $1,500

Travel Accident Insurance (if you choose baggage option)

Flight Accident $100,000 & Travel Accident $50,000

Read our full policy guide online.


Getting a travel insurance quote online

Don't pass up CAA Member discounts!

When purchasing CAA Travel Insurance online, make sure to provide your CAA card number to save up to 20% on your insurance premium.

You'll be requested to input your 16 digital card number after reviewing your quote.


Why trust CAA Travel Insurance?

CAA is Canada’s #1 Most Trusted Brand4

We offer 24/7 Multilingual Assistance5

Get up to $5 million of coverage6

CAA Members save up to 20% on their policy1

Canadian Goose flying over Peru

CAA Members save up to 20% on travel insurance1

Get a Quote

CAA Member testimonial

Frequently asked questions

Trip Cancellation Insurance covers: 

  • If you or your travel partner develop a medical condition 
  • If there is an unexpected early birth of an immediate family member not travelling with you on your trip 
  • If you or your travel partner’s friend passes away 
  • A fire, burglary, or vandalism that makes your accommodation uninhabitable. 
  • Your flight is cancelled due to a surprise strike 
  • Other reasons listed in our Policy Book

No, we do not require a deductible to use CAA trip cancellation and interruption insurance.

Unless your trip is valued at over $20,000 per person, you do not need to complete a medical questionnaire to get this insurance.

Seeing as this policy is meant to protect you from the moment you secure all your travel plans with payment, you should buy it at the same time, even if you are just making a deposit.

Yes, CAA’s Trip Interruption and Cancellation Insurance protects you from a variety of unexpected events that could delay or cancel your trip.

Yes, if you purchase a trip cancellation and interruption policy for your in-province travel and something comes up, you will be protected.


Read more about CAA Travel Insurance

Everything you need to know about travel visas
Everything you need to know about travel visas
December 5th, 2022
Hotel and flight booked? Check! As you prepare for your next trip abroad, don’t forget to check if you need a travel visa. Canadians must have one when visiting some countries. The last thing you want to do is arrive without one and be denied entry.  
4 tips to help you save money on travel insurance
November 14th, 2022
Ready to save on travel coverage for your next trip? CAA will answer all your questions about travel insurance and get the best coverage for your budget.
9 Things you should check in your travel insurance policy
November 14th, 2022
We rounded up the 9 things you should check in your travel insurance fine print. But if you need to learn how travel insurance coverage works, CAA is here to help.

CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days. 

1. Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-267-8713. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. 

2. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions. 

3. Conditions apply. Check out our full policy guide online for all the details. 

4. CAA was voted the number one most trusted brand in Canada by the Gustavson School of Business Brand Trust Index in 2022.  

5. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. 

6. Up to $5 million CAD. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. 

®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.