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Accident Benefits

Understanding your Ontario auto insurance Accident Benefits.

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Updates to Accident Benefit coverage 

Effective July 1, 2026, Ontario is updating the Accident Benefit coverage. These updates are intended to give you more flexibility to tailor your coverage according to your needs.  

What are Accident Benefits  

If you're injured in a motor vehicle accident in Ontario, your auto insurance is there to support you with something called Accident Benefits, which provides financial and medical support — no matter who was at fault.  

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Understanding your coverage 

Understanding how Accident Benefits protect you can help you make informed and confident coverage decisions. It’s all about helping you feel confident and protected every time you get behind the wheel. 

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