Protection with your security in mind
Also referred to as income replacement insurance, disability insurance helps protect you and your family financially in the event of unexpected illnesses or debilitating accidents. Typically, it replaces 60% to 85% of regular income, up to a maximum amount. Disability insurance is ideal for those who are self-employed or sole earners requiring financial security for major expenses from loss of income.
Member Benefits
As a CAA Member you get a few extras with every CAA Protect policy.
- Free Will Kit2: Every CAA Protect disability insurance policy comes with a free will kit to help you plan for the future.
- Free Maple Health3: Canada’s premier online medical services, including access to GPs, specialist advice and self-serve information.
CAA Protect - Our insurance products
Insurance FAQ
CAA Protect's paycheque protection (disability) insurance is designed to help provide financial security. This insurance typically covers between 60% and 85% of your regular income, helping you maintain your lifestyle, even if you can't work.
CAA Protect's paycheque protection insurance (also known as income replacement insurance or disability insurance) is essential for anyone who relies on their paycheque to cover essential expenses. Whether single, supporting a family or planning for the future, this insurance is for them.
With CAA Protect's disability insurance, you can make a claim as soon as you are unable to work due to disability or injury. This insurance is designed to help offer support when you need it most. You can reach out to your insurance carrier, your advisor, call our helpline at 1-800-709-5809 or email us at info@caaprotect.ca.
This is the period of time between the start of your disability and the start of the benefit payment period. During the waiting period, you have to pay for your needs out-of-pocket. Most long-term disability policies will allow waiting periods of 30, 60, 90, 120, 180 and 365 days, although 120 days is the most commonly selected period.
With CAA Protect's disability insurance, you can make a claim as soon as you are unable to work due to disability or injury. This insurance is designed to help offer support when you need it most. You can reach out to your insurance carrier, your advisor, call our helpline at 1-800-709-5809 or email us at info@caaprotect.ca.
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1 Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
2 Eligible CAA Protect Policyholders who are also CAA Members will receive a basic Will Kit free of charge.
3 Eligible CAA Protect Policyholders who are also CAA Members get access to two covered visits with a general practitioner, care concierge services and 20% off oncology navigation.
Have a question? To speak to a professional who can guide you to the right coverage from the right insurer at the right price call us at: 1-800-709-5809 or email us at info@caaprotect.ca
