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Insurance
When planning a trip within Canada, whether it's a cross-country adventure or a weekend getaway to a neighbouring province, stay protected and worry-free on your vacation with CAA’s Canada Plan. You can visit a CAA Store, call 1-800-705-1803 or get a quote online.
Canada Plan - emergency medical insurance
Our Canada Plan offers comprehensive emergency medical coverage for your domestic travels. From unexpected illnesses to accidents, rest assured knowing you're protected. Enjoy your journey worry-free with coverage for medical expenses, ambulance services, and more.
Canada Vacation Plan
A complete package that includes emergency medical insurance, trip cancellation and interruption insurance, baggage coverage, infant protection, holiday protection, and travel accident insurance.
Insurance coverage options and benefits1
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Dental work if you’re hit in the mouth
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$5,000,000 |
| Emergency dental pain | $500 |
| Medical follow-up in Canada | $1,000 semi-private room, private nursing $50. |
| Childcare and escorted trips home | $1,000 and cost of an economy flight. |
| Help for your pet | $500 to return your pet. |
| $300 commercial kennel. | |
| $300 vet cost in the event of an accident . | |
| Vision | Up to $300 for the replacement at your trip destination of prescription eyeglasses due to theft, loss or breakage during your trip and assistance to coordinate the replacement. |
| Hearing aid | Up to $200 for the replacement at your trip destination of a hearing aid due to theft, loss or breakage during your trip and assistance to coordinate the replacement. Does not include batteries or ear molds. |
| Bringing your car home | Reasonable costs. |
| Return of deceased | Reasonable costs. |
| Getting family/travel companions home | Economy flight and $1,500 accommodation and meals. |
Travel Insurance coverage for the unexpected
Travel Insurance you can trust
CAA Members save up to 20% on their policy*
CAA provides 24/7 multilingual assistance*
CAA offers up to $5 million in coverage*
Take it from our Members
CAA has been my go-to for travel insurance every time I leave Canada. I always feel well-protected and more at peace when I use CAA for trips.
Frequently asked questions
Yes, you do. Your Ontario Health Insurance Plan (OHIP) only covers certain emergency medical expenses. It may not cover you for non-medical or other emergency medical costs, such as a semi-private room, prescriptions, ambulance services or expenses that you may incur should you become ill or get injured while travelling. Because of the limitations of its coverage, OHIP strongly recommends that you purchase supplementary travel insurance when travelling in Canada.
If you are injured abroad, contact the Emergency Assistance Centre immediately so they can help you find the closest hospital that will accept your travel insurance.
You are not eligible for travel medical insurance if your trip is booked. Contrary to medical advice: While you are requiring kidney dialysis. If you have ever had an organ transplant (excluding the cornea). If you have received the diagnosis of a terminal illness with less than six months to live. If you have been prescribed or taken home oxygen for a lung condition in the last twelve months. If you have been diagnosed or received treatment for metastatic cancer in the last five years.
If you are 60 years or older you are required to complete a medical questionnaire.
Don’t have a CAA Membership?
Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax.
CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.
Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-705-1803. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. Up to $5 million. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
3. Conditions apply. Check out our full policy guide online for all the details.
®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.
