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Insurance
Protect your travel investment
We never plan on delaying or cancelling our vacations, but sometimes the unexpected happens. Do you have a backup? With CAA’s trip cancellation and interruption insurance plans, you don't need to worry about anything that might delay your trip or unexpectedly return home before your vacation is over. You can visit a CAA Store, call 1-800-705-1803 or get a quote online.
It can happen to anyone
CAA Trip Cancellation and Interruption Insurance takes the worry out of anything that might disrupt your trip and itinerary.
What’s covered under trip cancellation coverage?
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Unexpected illness for you or your travel companion
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Lost or stolen travel documents while en route to the airport
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Adverse effects from vaccines taken for travel
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Cancellation due to rescheduled exams, meetings and other school and work-related commitments, such as conferences, conventions or business meetings
What’s covered under trip interruption coverage?
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Missed departure or flight cancellation due to weather conditions or airport strikes
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Accommodation and meals due to missed or rescheduled connections
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Coverage for returning home in emergency circumstances
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Denial of entry at customs due to health regulations
Insurance coverage options and benefits1
| Cancel for Any Other Reason | 75% coverage for Cancel for Any Other Reason, if your travel is booked through CAA Travel or 50% coverage for Cancel for Any Other Reason if you book with your travel through another provider. |
| Interruption for Any Other Reason | 75% coverage for Interruption for Any Other Reason (up to $2,500) when you book with CAA Travel. 50% coverage if you book your travel through another provider. To use, you must be at your destination for at least 48 hours. |
| Before you leave (trip cancellation) | Up to the amount you purchase. |
| After you have left (trip interruption) | Reasonable cost to either continue your travel or return home, plus the cost of unused travel services. |
| Return trip delay | Reasonable cost to return home. |
| Continue your trip after coming home (Bounce Back) | Up to $2,000. |
| Lost or damaged baggage (if you choose to add this) | Up to $1,500. |
| Travel Accident Insurance (if you choose baggage option) | Flight Accident $100,000 and Travel Accident $50,000. |
Travel Insurance coverage for the unexpected
Travel Insurance you can trust
CAA Members save up to 20% on their policy*
CAA provides 24/7 multilingual assistance*
CAA offers up to $5 million in coverage*
Take it from our Members
CAA has been my go-to for travel insurance every time I leave Canada. I always feel well-protected and more at peace when I use CAA for trips.
Frequently asked questions
Yes, CAA’s Trip Interruption and Cancellation Insurance protects you from a variety of unexpected events that could delay or cancel your trip. These events include if you’re forced to cancel your flight due to an unexpected medical emergency, a newly issued travel advisory or if the travel supplier you bought your trip from has suddenly gone out of business. Please check the policy guide for more details on how to protect your vacation investment.
Trip Cancellation Insurance always includes Trip Interruption Insurance.
Yes! Better still, if you purchased CAA's Trip Cancellation and Interruption Insurance within 72 hours of booking your trip with CAA Travel, you can receive a refund of up to 75%. For more information, please check the policy guide.
Not all credit card travel insurance coverage is created equal. It’s important to contact your credit card company before you travel, to find out what type of coverage your credit card provides (emergency medical, trip cancellation and interruption insurance, for example) and if you’re eligible for coverage. Knowing the right questions to ask isn’t always easy. We’ve created a Know Your Coverage Checklist to help guide you when you call your credit card company. This list of questions will help ensure that you have a clear understanding of what may or may not be covered.
CAA’s Trip Cancellation and Interruption Insurance offers the Cancel for Any Other Reason benefit, which allows you to cancel your trip up to three hours before departure and receive a refund of up to 50% from any prepaid non-refundable charges. Better still, if you purchased this travel insurance plan within 72 hours of having booked your trip with CAA Travel, you can receive a refund of up to 75%. Please check CAA’s Travel Insurance Policy Guide for complete terms and conditions.
Don’t have a CAA Membership?
Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax.
CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.
Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-705-1803. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. Up to $5 million. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
1. Conditions apply. Check out our full policy guide online for all the details.
®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.
