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Insurance
Get emergency medical travel insurance
Accidents happen all the time. Stay protected and worry-free on your vacation with CAA’s emergency travel medical insurance. You can visit a CAA Store, call 1-800-705-1803 or get a quote online.
Single trip travel plan
Planning that one annual trip? Whether it’s out-of-province or out-of-country, a single trip travel insurance plan provides protection against unexpected medical emergencies.
What's included?
Emergency medical treatment to a maximum of $5 million which includes*:
- Hospital accommodations, lab tests, x-rays, nursing and ground ambulance
- Emergency dental expenses
- Medical repatriation
- Medical follow-up in Canada
- Reimbursements and assistance for vision care, hearing aids, pet care and kenneling
- Message centre and urgent message service
- For travel outside of Ontario: Virtual Emergency Medical Assistance and House Call Service*
Multi-trip travel plan1
Dreaming of several getaways? Save time and money with a single policy that protects against the cost of unexpected medical emergencies for multiple individual trips throughout the year.
What's included?
You receive all the benefits of single trip plan but your coverage extends for the full year. Emergency medical treatment to a maximum of $5 million includes:
- COVID protection
- Hospital accommodations, lab tests, x-rays, nursing and ground ambulance
- Emergency dental expenses
- Medical repatriation
- Medical follow-up in Canada
- Reimbursements and assistance for vision care, hearing aids, pet care and kennelling
- Message centre and urgent message service
- Virtual Emergency Medical Assistance and House Call Service*
Travel Insurance coverage for the unexpected
Travel Insurance you can trust
CAA Members save up to 20% on their policy*
CAA provides 24/7 multilingual assistance*
CAA offers up to $5 million in coverage*
Take it from our Members
CAA has been my go-to for travel insurance every time I leave Canada. I always feel well-protected and more at peace when I use CAA for trips.
Frequently asked questions
You can still get travel insurance with pre-existing medical conditions, as long as you’ve been stable for three or six months. If you’re 70 and over, you will be eligible to purchase our travel insurance for seniors.
If you are injured abroad, contact the Emergency Assistance Centre immediately so they can help you find the closest hospital that will accept your travel insurance.
Yes, you do. Your Ontario Health Insurance Plan (OHIP) only covers certain emergency medical expenses. It may not cover you for non-medical or other emergency medical costs, such as a semi-private room, prescriptions, ambulance services or expenses that you may incur should you become ill or get injured while travelling. Because of the limitations of its coverage, OHIP strongly recommends that you purchase supplementary travel insurance when travelling in Canada.
You are not eligible for travel medical insurance if your trip is booked. Contrary to medical advice: While you are requiring kidney dialysis. If you have ever had an organ transplant (excluding the cornea). If you have received the diagnosis of a terminal illness with less than six months to live. If you have been prescribed or taken home oxygen for a lung condition in the last twelve months. If you have been diagnosed or received treatment for metastatic cancer in the last five years.
If you are 60 years or older you are required to complete a medical questionnaire.
Don’t have a CAA Membership?
Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax.
CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.
Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-705-1803. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. Up to $5 million. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
1.Medical Multi-Trip Plans cover 4, 8, 15, 30, or 60 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date.
®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.
