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Insurance
Have more than one trip on your schedule?
A CAA Multi-trip Travel Insurance plan1 offers the same comprehensive coverage as our single trip policies (including up to $5 million CAD* in coverage) but for 365 days a year. It starts each time you leave Canada but that’s not all – it also provides flexibility, with top-ups available if your vacation plans get extended. Best of all, the more you travel... the more you save! You can visit a CAA Store, call 1-800-705-1803 or get a quote online.
Coverage for every trip
How long are you covered?
You’re covered against the cost of unexpected medical emergencies for multiple individual trips (up to 4, 8, 15, 30 or 60 days each) throughout the year. Your multi-trip travel insurance plan starts each time you leave Canada – and if you stay longer, top-ups can be purchased.
Upgrade to a multi-trip vacation package
Looking for the best possible coverage all year round? Upgrade your policy to a multi-trip vacation package and get emergency medical coverage plus trip cancellation and interruption insurance, travel accident coverage, baggage loss and more.
Pick a plan that’s right for you
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Multi-trip plan |
Multi-trip vacation package |
|
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Emergency travel medical insurance up to $5 million |
Yes |
Yes |
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Medical repatriation |
Yes
|
Yes
|
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Return of remains |
Yes
|
Yes
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Non-medical emergency evacuation |
Yes
|
Yes
|
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Medical follow-up in Canada |
Yes
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Yes
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Trip cancellation insurance |
No
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Yes
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Trip interruption insurance |
No
|
Yes
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Flight and accident insurance |
No
|
Yes
|
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Baggage loss and damage |
No |
Yes
|
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Unlimited number of trips for a year (up to the number of days selected at purchase) |
Yes
|
Yes
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Travel Insurance coverage for the unexpected
Travel Insurance you can trust
CAA Members save up to 20% on their policy*
CAA provides 24/7 multilingual assistance*
CAA offers up to $5 million in coverage*
Take it from our Members
CAA has been my go-to for travel insurance every time I leave Canada. I always feel well-protected and more at peace when I use CAA for trips.
Frequently asked questions
You are eligible if you:
- Are insured under a valid Canadian provincial or territorial health insurance plan (GHIP)
- Purchase the policy before you have left Ontario
- Meet the eligibility requirements
- Are an Ontario resident
- Purchase your policy before you depart. If you purchase your travel insurance policy after you leave for your vacation or after an injury/illness has occurred, it will not be valid.
- Make sure you’re aware of what claims aren’t covered: Certain things such as planned procedures, routine checkups or unstable pre-existing medical conditions are not covered by insurance and therefore would be denied if a claim was submitted.
- Read and fill out the medical questionnaire very carefully: If you forget to include a certain health condition, this could lead to a void of your policy. Everything including long term and unused prescriptions must be disclosed.
Annual travel policies are a cost-effective way for frequent travellers to purchase travel insurance benefits for multiple trips in one year. They cover your medical and travel, so you don’t have to worry about buying insurance every time you fly.
Yes, CAA provides you with a new one-way flight to catch up with your tour/cruise. We will also provide accommodation and meals if required, up to $400 per day, up to $4,000. Read our policy guide for a full list of what’s covered.
If you travel frequently, a multi-trip insurance plan will save you time and money. You'll be protected against the cost of unexpected medical emergencies for multiple individual trips throughout the year. The more you travel, the more you save.
You can top up or extend your multi-trip insurance as long as it's within the same year your original policy was purchased.
When purchasing multi-trip travel insurance, be sure to provide your CAA Membership number and save up to 20%* on your insurance policy
Don’t have a CAA Membership?
Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax.
CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.
Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-705-1803. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. Up to $5 million. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
1. Medical Multi-Trip Plans cover 4, 8, 15, 30, or 60 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date.
®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.
