Real business. Real coverage.
As a small business owner, every day brings new challenges — and new opportunities. Whether you’re running a retail shop, offering professional services, or managing a growing team, protecting your business is critical.
CAA's Business Insurance helps you reduce risk, stay compliant, and recover faster when the unexpected happens.
Why choose CAA's Business Insurance?
✔ Competitive rates: Affordable premiums without compromising on coverage quality.
✔ Tailored coverage: Policies customized to your industry and specific business needs.
✔ Exclusive savings: CAA Business Members can save up to an additional 12.5% on each business insurance policy.
✔ Easy online quotes: Quick and hassle-free quote process to get you covered promptly.
Comprehensive coverage options
CAA's Business Insurance products encompass a wide range of protections to safeguard every aspect of your business:
How to get started |
1. |
Get a quoteContact us to get a free personalized business insurance quote. |
2. |
Customized coverageOur insurance experts review your application to make sure you’re not overpaying. We’ll ensure you get the right protection—and unlock every discount you qualify for. |
3. |
Get insuredOur experts will reach out to you secure your rate. If you're a CAA Business Member, you can save up to an additional 12.5% per business insurance policy. |
Not an active CAA Business Member? If you’re interested in taking advantage of Business Member pricing, you can simply purchase the $99/year CAA Business Membership while completing your insurance policy purchase with the licensed broker. Click here to learn more about the Business Membership.
Business Insurance FAQs
Business insurance also known as commercial insurance provides financial protection for businesses against losses due to events like property damage, liability claims, and business interruptions.
As a CAA Business Member, you can save up to an additional 12.5% per business insurance policy.
We offer insurance solutions for a wide range of industries, including retail, professional services, hospitality, healthcare, and more. Click here to get a free quote online.
We partner with top-rated Canadian insurers to bring Ontario small business owners competitive business insurance quotes — all in one place. Our advanced quote tool finds the best policy for your business.
Plus, CAA Business Members automatically can save up to an additional 12.5% per business insurance policy. That means exclusive rates, with no compromise on coverage.
We provide full business insurance coverage across Northern and Eastern Ontario, ensuring small business owners in regional and rural communities get the same level of protection and personalized service as those in urban centres. Click here to view our coverage area.
We also provide coverage in Eastern Ontario, such as:
- Ottawa, Smith Falls, Kemptville, Cornwall, Arnprior, and Pembroke.
We serve major areas in Northern Ontario, including:
- Sudbury, North Bay, Timmins, Thunder Bay, and Kenora.
And everywhere in between.
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*Available to active CAA Business Members whose Business Membership dues are paid in full by the Membership expiry date. Savings of up to 12.5% apply to the total premium before applicable taxes. Minimum premium applies. Subject to change without notice. Certain conditions, limitations, and exclusions apply. All policies are underwritten and serviced by Switch Insurance. For more information please visit their website here. Visit caaneo.ca/business-membership-terms for full CAA Business Membership terms and conditions.
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