Vehicle theft in Ontario
National auto theft fell 18 per cent in 2025, but Canadians still faced an estimated $900 million in claims costs, according to Equite Association's 2025 Auto Theft Trend Report. Here's what's changed and how CAA North & East Ontario recommends you protect your vehicle.
Car theft isn’t just inconvenient
Only 59 per cent of stolen vehicles were recovered in 2025, up slightly from 58 per cent in 2024, according to Equite Association's 2025 Auto Theft Trend Report. For vehicles that aren't recovered, owners are left paying a deductible and financing a replacement, often at higher interest rates than their original loan.
Distraction-based relay theft
Thieves are increasingly pairing an in-person distraction with technology that intercepts your key fob's signal. If you're approached near your vehicle:
- Pause and assess. Take a moment to look at your surroundings before engaging with a stranger near your car.
- Keep your distance. If an interaction feels unusual or unclear, maintain a safe distance.
- Watch for staged interactions. Be cautious of persistent requests or anyone trying to keep you occupied near your vehicle.
- Trust your instincts. If something feels suspicious, disengage and move to a safer area.
According to a CAA Insurance survey of Canadian drivers
Only 81%
Only 34%
Only 5%
Only 74%
Source: 2023 CAA Insurance survey of Canadian drivers.