Insurance

Health and dental insurance helps cover costs not covered by Canada’s free universal health care. Depending on the policy, it can include comprehensive coverage for a range of needs. With CAA Health and Dental Insurance, CAA Members can save 5% on their rates and save an additional 5% when they add other family members to their plans. Complete your simple online application and get a personalized quote in three minutes. With four plan tiers available, you’ll easily find a plan that suits your family's needs and budget.

What makes CAA Health and Dental Insurance the right choice?

Pharmacist holding out prescription drug package

Prescription drugs

Get coverage for prescription drugs and pharmacy dispensing fees.
Dentist reviewing x-ray image with patient

Dental

Help cover the cost of routine and unexpected dental expenses.
Man choosing new eyeglasses at optical store

Vision

Save on routine eye exams, glasses, contact lenses and laser eye surgery.
Woman putting on hearing aid

Extended health

Extended health benefits include hearing aids, chiropractors, orthotics and more.
Counsellor talking with client at office

Mental health care

Get access to psychologists, psychotherapists and registered social workers.
Mother checking sick child's temperature while calling doctor

24/7 access to telehealth

Always have access to online healthcare professionals.

Request a CAA Health and Dental Insurance quote online 

Call 1-866-714-9007 and talk to a licensed insurance advisor now. 

Get a quote     Call now

Save with CAA Health and Dental Insurance

Senior couple walking off tennis court

Already retired

Extend your employer group benefits          

With Guaranteed Issue CAA Health and Dental plans from Securian Canada, you can enjoy comprehensive benefits without the hassle of medical questions.

  • Secure access to prescription drugs, dental, vision and extended health benefits
  • Coverage for yourself and your family
  • Four coverage tiers for any budget: Essential, Standard, Enhanced, Dental Secure
  • Quick approval with no need to answer medical questions

No employer-provided coverage

Continue your employer-provided coverage           

CAA Next Health and Dental plans provided by Securian Canada make it easy to transition your coverage to a personal plan with no gap in your coverage*. 

  • Pre-scheduled plans to begin the day you retire
  • Secure access to prescription drugs, dental, vision and extended health benefits
  • Coverage for yourself and your family
  • Three coverage tiers for any budget: Essential, Standard, Enhanced
  • Quick approval with no need to answer medical questions
Self-employed lady taking inventory in flower shop
Friend group taking photo together outdoors in the sun

Retiring soon

Continue your employer-provided coverage           

CAA Next Health and Dental plans provided by Securian Canada make it easy to transition your coverage to a personal plan with no gap in your coverage*. 

  • Pre-scheduled plans to begin the day you retire
  • Secure access to prescription drugs, dental, vision and extended health benefits
  • Coverage for yourself and your family
  • Three coverage tiers for any budget: Essential, Standard, Enhanced
  • Quick approval with no need to answer medical questions

Frequently asked questions

Government healthcare plans generally provide coverage for basic healthcare needs. However, coverage can vary between provinces and territories and may not include all necessary medical expenses like prescription drugs and paramedical services. Comprehensive health coverage for you and your family offers access to extended health care, prescription drugs, vision care, dental care and more. 

Looking for healthcare coverage that fits your budget? CAA Health and Dental Insurance has you covered! It's designed to provide affordable but comprehensive coverage.

  • Retirees without employer-provided coverage
  • Self-employed individuals or those without group benefits
  • Families with growing healthcare needs

With CAA Health and Dental Insurance plans, provided by Securian Canada, you have the option to extend coverage to your spouse and children up to the age of 21. 

Yes, Fully Underwritten CAA Health and Dental Insurance, Guaranteed Issue CAA Health and Dental Insurance and CAA Next Health and Dental Insurance plans offer comprehensive prescription drug coverage, even on our most basic options. Everyone's healthcare needs are unique, which is why there are multiple plans with different levels of prescription drug coverage available. 

Of course! Cancel your CAA Health and Dental Insurance plan at any time without any fees or penalties. 

Ensure you never miss a payment by securely setting up pre-authorized monthly payments for your policy. Premiums can be paid using Visa, Mastercard, Amex or Diner’s Club credit cards.

Many claims can be submitted through your medical service provider by providing them with your CAA Benefits card or Member ID.

Submit a claim yourself by logging into your CAA Account and clicking the "Make a Claim" button on your in-force health and dental insurance policy.

For health and dental insurance policies purchased prior to January 1st, 2024, you can contact am_caa@manulife.com (for English service), am_caa@manuvie.com (for French service) or call 1-877-261-8222.

Need help submitting a claim? You can reach out to our team from 8:30AM to 8PM by email at service@caa.securiancanada.ca or by phone at +1-866-714-9007.

Don’t have a CAA Membership?

Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax. 

Become a Member