Protection for your property, however that looks.
CAA Members automatically receive a 10%¹ discount on CAA Property Insurance² and you can save even more with our mortgage-free, new home, monitored alarm and mature Member discounts. Speak to one of our licensed CAA Insurance Agents for a no-obligation quote.
Why trust CAA for your property insurance?
Bundle auto and home to save!
Home equipment breakdown coverage⁴
Legal expense insurance
Service line coverage
Request a CAA Insurance quote online
Contact us to talk to a licensed CAA Insurance Agent
Frequently asked questions
Property insurance isn’t mandatory in Ontario. However, it is highly recommended as it can protect you in case of unforeseen damage to your property. Additionally, your bank may require it as a condition of your mortgage. Your home is likely the largest purchase you will ever make, so why not protect it.
Property insurance protects your home and your belongings, as well as you and your family, from legal liability to others and their property. Property insurance provides peace of mind that you are financially covered in the case of damage to your property.
Comprehensive coverage offers the highest level of coverage from the highest number of threats. It may be called “All-risk” or “All-perils” coverage, as it gives you protection against all threats unless specifically excluded from your policy.
Your deductible is the amount you are responsible for paying in the scenario of a settlement of a claim. Once you have paid the deductible, the insurance company will cover the rest of the eligible costs.
Catastrophic weather events include hurricanes, tornadoes, blizzards, droughts and the like. In most cases, if one of these weather events damages your home, your CAA Homeowners Insurance will cover you. All our policies cover damage caused by events such as lightning, windstorms and hail. For even more protection, we recommend you discuss additional options, such as CAA Water Coverage, with your CAA agent or broker to obtain the best coverage for you.
1 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage. Subject to certain conditions and approvals. Underwriting eligibility rules apply.
2 Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company.
3 Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
4 Underwritten by CAA Insurance Company.
5 CAA Legal Coverage is underwritten by CAA Insurance Company. ARAG Legal Solutions Inc. (ARAG) acts as the insurance manager and has the authority to administer claims on behalf of CAA Insurance Company. CAA Legal Coverage is included on home policies. Please see policy wordings for coverage details. Coverage is subject to terms, conditions and exclusions for the Legal Expense Insurance policy.
®/™ CAA trademarks owned by, and use is authorised by, the Canadian Automobile Association.
