Bringing a pet into your home is a joyful experience, whether you’re welcoming a new puppy or kitten or caring for a long-time companion. Pet insurance helps protect against unexpected veterinary bills from illnesses or injuries, giving you peace of mind. Finding the best pet insurance policy is simpler than ever and ensures your pet receives the care they deserve.
Key features to look for in a pet insurance plan
When comparing pet insurance plans, focus on these important features:
- Coverage amounts: Choose plans that truly protect you from unexpected vet expenses.
- Flexible plans: Make sure you can visit any licensed veterinarian or specialist, giving you control over your pet's care.
- No exclusions: Look for policies that don't exclude breeds or limit eligible health conditions.
- Policy transparency: Ensure you understand what’s covered to avoid surprises.
Choosing the best pet insurance for your cat or dog
- Know your pet: Consider your pet’s species and breed to understand unique health risks and life expectancy.
- Understand their needs: Take into account hereditary or lifestyle factors that could affect your pet’s health.
- Review your budget: Select a plan that provides essential protection for your pet while staying within your budget.
Protect your furry friend with pet insurance
CAA Members save 13.5% and non-Members save 9% on Pet Insurance with Pets Plus Us*.
Frequently Asked Questions
To pick the best pet insurance, consider your pet’s species, breed, health risks, and any hereditary or pre-existing conditions. Review your budget so the plan offers protection without straining your finances. Comparing plans helps you find coverage that matches both your needs and your pet’s requirements.
When evaluating pet insurance, look for coverage that protects against unexpected vet bills. Make sure you can choose your own vet or specialist. Check for breed-specific exclusions or limits on health conditions. The policy should clearly outline what's covered. Plans with a lifetime guarantee and early enrollment often offer the best long-term value.
The best pet insurance option is one that meets your specific needs and budget. Choose a policy that balances comprehensive protection with affordability, allowing customization of annual limits, deductibles, and reimbursement rates. An effective plan should make unexpected vet bills easier to manage and help your pet get the care they need—regardless of their breed, age, or medical needs.
Accidents are unintended events caused by external factors that harm your pet. Accident coverage helps you care for your pet when it suffers from mishaps like broken bones, cuts, or poisoning. These affordable accident-only plans help manage vet expenses by covering costs for emergency care, medications, surgery, hospitalization, and exams resulting from accidents. This coverage is beneficial for active pets prone to injury, offering peace of mind in the event of unexpected accidents.
Accident and illness coverage protects your pet from unexpected injuries and illnesses that develop because of internal or lifestyle factors—such as infections, hereditary conditions, gastrointestinal conditions, and other health problems. These customizable plans let you choose coverage limits, deductibles, and reimbursement rates to suit your budget.
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*CAA Members receive a discount of 13.5% off. Non-members receive a discount of 9% off.
All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. This advertisement is an outline only; policy terms and conditions 'User Guide' will prevail. For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance, distributed by PTZ Insurance Services Ltd. & Société d'Assurances Collectives (Sodaco) Inc. in Quebec. Sodaco is registered with Autorité des marches financiers as a Damage insurance broker firm, in the following disciplines: Insurance Damage (Broker) and Personal Insurance (Reg#603622) https://lautorite.qc.ca/en/general-public/registers/register-of-firms-and-individuals-authorized-to-practice Pets Plus Us Pet Insurance is available in all provinces and territories. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.
® CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.