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Insurance
Welcome to peace of mind
It will save you thousands of dollars in expenses if there’s a medical emergency while you’re travelling. To get a quote, you can visit a CAA Store, call 1-800-705-1803 or go online.
Insurance you can count on
Choose any coverage between $25,000 and $150,000, with a minimum deductible of $50. Coverage includes1:
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Emergency hospital-based medical treatments and lab tests
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Ground ambulance service
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Prescription drugs
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Emergency dental care and expenses
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Family transportation and subsistence allowance
- Medical repatriation
But am I eligible?
The following criteria must be met in order to purchase CAA Visitors to Canada Insurance:
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Visitor to Canada
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Valid Canadian work or student visa
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Immigrant to Canada
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Canadian not covered by the government health insurance plan (GHIP)
Insurance Coverage Options & Benefits1
| Maximum benefit | Up to $25,000, $50,000, $100,000 or $150,000 for visitors to Canada emergency medical insurance. |
| Maximum age | Age 85 for sums insured $25,000, $50,000 or $100,000 |
| Maximum trip duration | 365 trip days |
| Family coverage options available | Yes |
Travel Insurance coverage for the unexpected
Travel Insurance you can trust
CAA Members save up to 20% on their policy*
CAA provides 24/7 multilingual assistance*
CAA offers up to $5 million in coverage*
Take it from our Members
CAA has been my go-to for travel insurance every time I leave Canada. I always feel well-protected and more at peace when I use CAA for trips.
Frequently asked questions
For Visitors to Canada coverage, the age limit is 85 years old per policy. The eligible sum insured is $150,000 for ages zero to 69, and up to $100,000 for ages 70 to 85.
Yes, our visitors to Canada policy covers pre-existing health conditions as long as you are stable for 120 days.
If you need to be hospitalized while visiting Canada the “non-resident” rate for a hospital bed can be anywhere from $2,000 to $10,000 per day, plus the cost for physicians or surgeons. Which is why it is recommended to purchase the highest level of coverage for your vacation.
You can purchase this insurance policy any time before departure or within seven days of arriving in Canada.
Our insurance policy offers a continuous coverage of up to 365 days.
Yes, it is. This policy includes coverage for a return flight to your location as well as accommodations and meals. Yet another reason to make sure you are purchasing plans with a higher limit.
Yes, if you were hospitalized five days and a physician recommends it.2
Yes, you must be 85 or under to be protected under this policy.
Yes, our Visitors to Canada coverage will keep you protected until your provincial health coverage kicks in.
Don’t have a CAA Membership?
Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax.
CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.
Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-705-1803. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. Up to $5 million. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
1. Conditions apply. Check out our full policy guide online for all the details.
2. Family Transportation: When approved in advance by CAA Assistance, a return economy airfare for an immediate family member or a close friend to attend your bedside (upon the recommendation of the attending physician) provided the hospitalization lasts at least five consecutive days. This benefit is provided immediately if you are a person(s) with disability (physical and/or mental), or under 26 years of age and dependent for support on the visiting immediate family member. The person attending your bedside will be covered under the same terms and conditions of your CAA Visitors to Canada Insurance. Reasonable out-of-pocket expenses incurred for commercial accommodation and meals, essential taxis and telephone calls by the attending immediate family member or close friend will be reimbursed to a maximum of $450, subject to a limit of $150 per day.
®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.
