Pet Insurance helps protect you from unexpected veterinary costs if your pets become injured or sick. Policy includes:
- Accident, or Accident and Illness coverage
- Optional Flex Care plans for routine and wellness treatments available
- Additional Benefits, such as advertising and rewards for lost pets
- Alternative therapies
- 24/7 access to Member's portal to submit claims, review plan details and update information
- Plus Members can save up to 13.5%1
Request a quote online today
Call 1-833-323-2456 and talk to a licensed pet insurance agent.
Why trust pet insurance in Canada from CAA?
Inclusivity
Simplicity
Coverage
Convenience
- All pets are welcome, with no breed-specific exclusions, and there’s no upper age limit for enrolment when senior requirements are met.
- There are no ‘per condition’ or ‘per incident’ limits for accidents or illnesses, and underwriting is upfront, so you can feel confident knowing what’s covered.
- The Flex Care program has customized options with a choice of customizable deductibles and reimbursement on accident and illness plans. Plus, you’ll get automatic coverage renewal, regardless of the animal’s age or claims history.
- Get paperless online claim submissions, negating the need for vet signatures or clinic stamps, and your choice of licensed veterinarians, including emergency and specialty vets.
Frequently asked questions
Pets Plus Us offers pet insurance for all dog breeds as well as cats. It's designed to help provide pet owners with financial protection from the cost of unexpected veterinary care and some related medical costs. By helping with these costs, you’ll be better equipped to make decisions about your pet’s medical care without finances a factor you consider.
A deductible is the amount you’re responsible for paying annually before making a reimbursement claim. Pets Plus Us coverage options include an annual deductible, but this amount only applies if you’re making a claim.
Co-insurance refers to the percentage that you’re responsible for paying prior to the deductible. Referred to as, “your share”, it’s 20% of the costs before the annual deductible. With Accident & Illness, you can choose your deductible as well as your share (10%, 20% or 30%). This makes it easier to set the terms of your plan in a way that meet your budgetary needs.
Pets Plus Us covers visits to any licensed veterinarian, including emergency care providers and specialists. If something happens while you’re traveling, you’ll be reimbursed the cost of U.S veterinary care in Canadian dollars. (Currencies are not converted from US to CAD dollars.)
We won’t cancel your pet’s policy due to age or claims, providing they have Pets Plus Us coverage. Since pets can develop chronic illnesses, all accident and illness coverage comes with our 4Life Guarantee, which guarantees that your pet’s benefits are automatically renewed each year, once they’re enrolled for coverage.
Your pet is never too old to for coverage but getting pet insurance when they’re young is advisable because it means you’ll know what’s covered from the outset. Pet Plus Us will inform you of anything that’s not specifically covered, after your pet’s health records are reviewed.
Don’t have a CAA Membership?
Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax.
* Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
1 CAA Members receive a preferred rate of 13.5% off. Non-members receive a preferred rate of 9% off.
All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrolment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. This advertisement is an outline only; policy terms and conditions 'User Guide' will prevail. For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
© 2024 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d'Assurances Collectives (Sodaco) Inc. in Quebec. Sodaco is registered with Autorité des marches financiers as a property and casualty insurer (Reg#603622) https://lautorite.qc.ca/en/general-public/registers/register-insurers-deposit-institutions-and-trust-companies Pets Plus Us Pet Insurance is available in all provinces and territories. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.
® CAA trademarks are owned by, and use is authorised by, the Canadian Automobile Association.
