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Insurance
Vacay zigged and you zagged? No problem.
From medical emergencies to cancelled flights, protect what matters most with CAA Travel Insurance. We expect the unexpected, so you can carry on enjoying your trip. CAA Members save up to 20%* on their policy.
Find current travel restrictions for Canadians
We know the importance of being an informed traveller, that's why we've partnered with Sherpa to provide you access to an interactive travel restrictions map for up-to-date travel requirements.
Drive easy, anywhere
Are you renting a vehicle on your next trip? Get coverage against physical damage or loss of a rented vehicle and associated costs. CAA Members save up to 20%1 on rental vehicle damage insurance. Getting rental vehicle damage insurance online is easy when you book your car rental through CAA. Visit a CAA Store or speak with a CAA Travel Consultant.
Why get rental vehicle damage insurance?
- Avoid auto insurance rate hikes if you get in an accident while renting a car. The odds are you'll be driving an unfamiliar vehicle on unfamiliar roads. Any claim you make with a standalone policy won't impact your everyday auto insurance.
- Many car rental companies require you to have coverage before taking the keys.
- With CAA Travel Insurance, you can keep all your policies in one place. If anything happens while you're on vacation, you'll only have to work with one company to process your claims.
What’s covered?
- Physical damage or loss of a vehicle rented and operated by persons permitted to do so under the rental agreement is covered.
- We cover reasonable costs for towing expenses, customs duties, fire department charges, and loss of use of the rental vehicle.
- Unused days on the rental agreement will be compensated if the vehicle is deemed inoperable during your rental period.
- We will defend your name on your behalf and at our cost for any civil action taken against you due to the loss or damage of your rental vehicle.
- We will pay all costs assessed against you in any civil action we defend within the limit of our liability.
Travel Insurance you can trust
CAA Members save up to 20% on their policy*
CAA provides 24/7 multilingual assistance*
CAA offers up to $5 million in coverage*
Take it from our Members
CAA has been my go-to for travel insurance every time I leave Canada. I always feel well-protected and more at peace when I use CAA for trips.
Frequently asked questions
It is highly recommended that you get some form of coverage when you are renting a car. If you don’t have insurance, you are responsible to pay out of pocket for any damage on the vehicle, even small accidents could cost thousands, so it’s best to stay protected.
Yes, it does, if they are listed on the rental agreement.
No, it does not cover liability.
No, anyone can purchase our rental insurance if they meet the eligibility requirements.
Yes, our rental vehicle insurance is refundable any time as long as you contact us before you take possession of the vehicle.
It is still a good idea to get rental vehicle damage insurance if the rental company has a Collision Damage Waiver. The waiver transfers the responsibility to pay for damage to the auto rental company but it can include exclusions.
Don’t have a CAA Membership?
Sign up to take advantage of great deals and savings. CAA Memberships start at just $30* a year, plus tax.
CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.
Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-705-1803. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online. CAA Assistance is provided by Global Excel Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term. Up to $5 million. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period. Visit caaneo.ca/termsandconditions for offer details and full Membership Terms and Conditions.
®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.
