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CAA Travel Insurance

Accidents can happen any-time, anywhere. No matter where you choose to travel, CAA has insurance options designed to protect you against the financial impacts of illness, emergencies, and unexpected mishaps. CAA Travel Insurance offers comprehensive coverage that goes beyond benefits offered through other group plans or credit card plans. Visit a CAA Store to browse maps and guides, contact a CAA Travel Consultant or call 1-800-267-8713.

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Find the Coverage That’s Right for You

Emergency Medical Insurance

Sick or injured while abroad? Safely rely on coverage for emergency hospital transportation, accommodations and associated fees, emergency dental treatments and more.

Single Trip Plan: Protect against the cost of unexpected medical emergencies for the duration of your trip.

  • For one trip only
  • Travel for up to 365 days with GHIP approval
  • Extended coverage available if you stay away for longer than originally planned
  • Only pay for the coverage you need

Multi-Trip Plan: Protect against the cost of unexpected medical emergencies for multiple individual trips (up to 4, 8, 15 or 30 days each) throughout the year. Your Multi-Trip Annual Plan starts each time you leave Canada. If you stay longer than the days included in the plan, a top-up can be purchased.

  • For an unlimited number of trips in one year****
  • Travel for up 4, 8, 15 or 30 days per trip
  • Away for longer than 15 or 30 days? Top-up is available
  • Purchase once and be covered for an entire year

Coverage Highlights for Single & Multi-Trip Plans

Medical & Dental

  • Emergency medical treatment expenses including ambulance, hospital stays, prescription medication and physician's fees
  • Emergency dental expenses for up to policy limit (Accidental blow to the face, pain, etc.)
  • Medical repatriation expenses for up to the cost of a one-way economy airfare to your Canadian province or territory of residence

Transportation^

  • Family transportation of return economy fare of an immediate family member or friend to attend your bedside
  • Escort and return expenses for a one-way economy airfare for insured children or grandchildren
  • Pet return expenses up to $500 for one-way transportation and up to $300 for emergency veterinary services

Meals & Accommodation

  • Meals and accommodation expenses up to $3,500 ($350 per day), if your return is delayed more than 10 days beyond the return date due to hospitalization/ confinement of more than 72 consecutive hours
  • Family meals and accommodation expenses up to $1,500 ($300 per day) along with Emergency Medical Insurance for the visiting family member or friend
  • Return of vehicle expenses for the return of your private or rental vehicle

Looking for additional upgrades?

Contact a CAA Travel Consultant to discuss your options or to get a quote. CAA Members always save on CAA Travel Insurance.

1-800-267-8713

Vacation Packages

Get emergency medical benefits and protection for flight accidents and lost baggage, PLUS trip cancellation and interruption coverage. Upgrade your coverage to include the following:

Trip Cancellation and Interruption: Up to the full cost of your prepaid travel arrangements if an unforeseen event causes your trip to be cancelled, interrupted or delayed. Includes:

  • Cancellation, interruption, and delay benefits
  • Meals and accommodation
  • Return of remains
  • Undelivered travel services due to default of a travel supplier and acts of terrorism

Travel Accident: Death or dismemberment as a result of an injury incurred during your trip. Includes:

  • Flight accident, common carrier accident, and 24-hour accident for up to the amount you insure for loss of life
  • Dismemberment of two limbs or loss of sight in both eyes or up to 50% of the amount you insure for dismemberment of one limb or loss of sight in one eye

Baggage Insurance: Loss, damage or delay to your baggage and personal effects, you own and/or use during your trip, due to theft, burglary, fire or transportation hazards.

  • A maximum of $50 for replacing a lost/stolen driver’s license, birth certificate or travel visa ($200 for replacement of a passport)
  • A maximum of $500 for commercial rental of golf clubs or ski equipment or for the purchase of reasonable golf or ski accessories if your equipment is delayed for more than 10 hours
  • A maximum of $500 to purchase essential necessities in the event your checked baggage is delayed for more than 10 hours

Looking for additional upgrades?

Contact a CAA Travel Consultant to discuss your options or to get a quote. CAA Members always save on CAA Travel Insurance.

1-800-267-8713

NEW! In-Province Medical Assistance

Enhancements have been made to all current and future Multi-Trip (Emergency Medical or Vacation Package) Plans to increase value for our Members. Travellers staying closer to home will benefit from access to virtual emergency medical assistance - now included in Multi-Trip Plans!

In-Province Virtual Emergency Medical Assistance: An enhancement to Multi-Trip Plans for travel in-province only. All Multi-Trip Plan fulfillment packages will include an endorsement outlining the benefits and limitations. All other existing features and benefits of these plans remain unchanged from the policy wording and are effective once the Member travels out of province.

  • In-province virtual consults with a licenced physician
  • Four (4) consults per insured per policy year
  • Available by contacting CAA Assistance
  • Each call will result in a claim on the file

Looking for additional upgrades?

Contact a CAA Travel Consultant to discuss your options or to get a quote. CAA Members always save on CAA Travel Insurance.

1-800-267-8713

NEW! Repurchase Savings

Enhancements have been made to all current and future Multi-Trip (Emergency Medical or Vacation Package) Plans to increase value for our Members. To thank our Members for their continued support, we are offering a savings when you re-purchase your Multi-Trip Plan.

Repurchase Savings: CAA Members SAVE AN EXTRA 10% when renewing your Multi-Trip (Emergency Medical or Vacation Package) Plan

  • Available on plans with an expiry date between March 14, 2020 and March 13, 2021
  • Save an extra 10% - combinable with the existing CAA 10% savings
  • Savings will be offered retroactively to anyone who already purchased a Multi-Trip Plan (Emergency Medical or Vacation Package) as of March 14, 2020
  • Offer is not available online, please contact a CAA Travel Consultant or call 1-800-267-8713 to purchase
  • Plan must be repurchased within 6 months of original expiry date to be eligible for discount

Looking for additional upgrades?

Contact a CAA Travel Consultant to discuss your options or to get a quote. CAA Members always save on CAA Travel Insurance.

1-800-267-8713

Why Get CAA Travel Insurance?

Canada’s #1 Most Trusted Brand

24/7 Multilingual Assistance*

Up to $5 Million of Coverage**

CAA Members SAVE 10%!***

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CAA Members save 10% on CAA Travel Insurance.*

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Good to Know, Before You Go

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Why You Need a CAA Membership

Not travelling too far from home? Hit the road knowing you’re protected with CAA Roadside Assistance.

Get CAA
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Travel Your Way with CAA

Plan your next adventure with CAA Travel. Contact a CAA Travel Expert to unlock exclusive deals, packages, and more. Let us help you to make your vacation best it can be!

Explore Now
Two friends sharing a good time having a coffee and an orange juice on a restaurant terrace
How to Save More on Travel

Start using the CAA Rewards® program today. Shop at CAA Rewards partners in-store or online to instantly SAVE or EARN CAA Dollars® - or both!

Start Saving

View Policy Guide

CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire may be required to purchase travel insurance. Quotes are valid for 30 days.

*CAA Assistance is provided by Active Care Management Inc. In-province virtual assistance is limited to four (4) calls per insured per policy term.

**Up to $5 million CAD. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period.

***Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Ten percent (10%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance.

****Medical Medical Multi-Trip Annual Plans cover 4, 8, 15 or 30 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date. cover 4, 8, 15 or 30 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date.

^When approved in advance by CAA Assistance.