What is general liability insurance?
General liability insurance is coverage that protects your business against third-party claims of bodily injury or property damage that arise from your operations — at your workplace, a client site, or during normal business activities.
This coverage helps manage the financial impact of claims, including legal defense costs and potential settlements.
Who needs general liability coverage?
General liability insurance is relevant across many industries, including:
✓ contractors and trades working on client sites
✓ retail businesses with physical locations
✓ service providers interacting with customers
✓ consultants and small business owners
✓ growing businesses expanding operations
If your business interacts with people or property, this coverage is an important consideration.
Why choose CAA Business Insurance?
Running a business involves constant interaction with people, property, and environments you cannot fully control. Even with strong processes in place, incidents can happen. That’s why having the right general liability coverage matters.
Through CAA Business, Ottawa businesses can access competitive insurance options that help them:
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handle unexpected claims without major financial disruption
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meet requirements from clients, landlords, or contracts
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operate with greater confidence day to day
General liability insurance is often one of the first types of coverage businesses consider.
CAA Business helps connect businesses with insurance solutions from trusted providers, backed by experience and a strong understanding of business needs in Ottawa and Northern Ontario.
General Liability Insurance FAQs
The cost of general liability insurance depends on factors such as your industry, business size, revenue, and level of risk. We can provide a quote based on your specific business details.
Yes. Even small businesses can face claims related to third party injury or property damage. This coverage helps reduce financial risk regardless of business size.
Many clients, landlords, and project agreements require businesses to carry general liability insurance before work can begin.
Yes. General liability insurance can be combined with other types of business insurance depending on your needs, such as property or business interruption coverage.
After submitting your information, we will review your details and follow up to provide a customized quote in 1 business day. It's that easy!
You may be asked about your business activities, number of employees, annual revenue, and where you operate. This helps ensure your quote reflects your actual risk.
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*Available to active CAA Business Members whose Business Membership dues are paid in full by the Membership expiry date. Savings of up to 12.5% apply to the total premium before applicable taxes. Minimum premium applies. Subject to change without notice. Certain conditions, limitations, and exclusions apply. All policies are underwritten and serviced by Switch Insurance. For more information please visit their website here. Visit caaneo.ca/business-membership-terms for full CAA Business Membership terms and conditions.
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