4 Must-Have Travel Insurance Products (Bet You Didn’t Think of the Last One!)
Dreaming of a sunny beach… with palm trees and a hammock? Before you pack, plan now to maximize your peace of mind while you’re away.
That’s what CAA Travel Insurance is for…and CAA Members always SAVE up to 20%* on insurance coverage.
Here are four insurance products every traveller should always carry with them.
1. Emergency Medical Insurance
If you have to ask, “What’s that?” or “Do I need it?” – this is for you. Emergency Medical Insurance covers travellers abroad in case of accident or illness. Each plan has its own benefits, but some give you more financial coverage than others.
For example, CAA Travel Insurance offers coverage for emergency hospital transportation, accommodations and associated fees, emergency dental treatments, and more.
And to help you book with confidence, CAA Travel Insurance offer COVID protection enhancements that have been made with new interruption coverage, and emergency medical coverage expansions for those who are travelling during a Level 3 travel advisory.
CAA Travel Insurance’s emergency medical plans now include up to $2.5 million** in coverage if partially vaccinated with a Health Canada approved vaccine, or up to $5 million** if fully vaccinated with a Health Canada approved vaccine, for COVID-19 related illnesses that may occur when travelling at a time when the Government of Canada has issued a related Level 3 travel advisory.
2. Travel Accident Insurance
Accidents can happen anytime, anywhere. No matter where you choose to travel, it’s important to think about what you would do if you had an accident while on holiday – and how you’d pay for it.
CAA Travel Insurance has options designed to protect you against the financial impacts of unexpected mishaps, with coverage that goes beyond benefits offered through other group plans or credit card plans.
3. Trip Cancellation Insurance
But getting sick or ill aren’t the only ways that your financial investment in an upcoming trip is at risk. As many who were planning a trip around March of 2020 learned the hard way, trips may be cancelled for a variety of reasons – a global pandemic being one of them.
Should your trip be cancelled, you’ll want to ensure that the money you’ve put down on it to reserve your flights and accommodations is also not gone for good.
Trip Cancellation Insurance can help you recoup travel costs if it’s cancelled before your departure.
There’s also Trip Interruption Insurance, which offers the same if your trip is delayed or interrupted after you depart.
4. Baggage Loss/Damage/Delay
…And then there are baggage issues. Anyone who’s ever been left waiting at a luggage carousel long after their fellow plane-mates have departed knows just how much loss or delayed baggage can negatively impact vacation plans.
So, too, luggage that has been handled a bit too roughly or suffered a bump or two too many…
Fortunately, Baggage Insurance for luggage that has been lost, damaged or delayed on your trip provides some consolation, in the form of a financial reimbursement - both for the luggage as well as for the contents within.