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Whether you own or rent, our property insurance products are designed to meet your individual needs.

CAA Members automatically receive a 10%¹ discount on CAA Property Insurance². And, you can save even more with our mortgage-free, new home, monitored alarm & mature Member discounts. Speak to one of our licensed insurance professionals for a no-obligation quote. Call toll free in Ontario 1-877-222-1717

Why you should trust CAA for your Property Insurance

Home Equipment Breakdown³

Protect your electronics and appliances against unexpected mechanical, electrical or pressure-system breakdowns with our comprehensive and affordable coverage. Home Equipment Breakdown coverage from CAA protects the equipment you depend on every day, including kitchen and laundry appliances, heating and cooling systems, personal computers and more.

Legal Expense Insurance⁴

It's no secret that the potential costs of a legal dispute can deter you from pursuing your rights. But with Legal Expense Insurance, you can rest easy knowing that you’re only a phone call away from a lawyer.

Legal Expense Insurance will be included at no additional cost as part of your CAA Home Insurance policy.

Service Line Coverage³

You may not realize that as a homeowner you are responsible for the underground service lines that run from the street to your home. A number of problems can occur that are not covered under most home insurance policies.  Service Line Coverage protects you from losses due to damage or failure of these lines by extending your home insurance coverage to underground piping, wiring, valves and more.

Bundle and Save!

Bundle your auto and property insurance and you'll save another 5% off your Auto Insurance as well as complimentary CAA Tire Coverage at no additional cost!


1 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.
Subject to certain conditions and approvals. Underwriting eligibility rules apply.

2 Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company.

3 Underwritten by CAA Insurance Company, Claims administered by Mutual Boiler Re.

4 DAS Legal Protection Inc. (DAS) acts as the insurance manager for CAA Legal Coverage and CAA Legal Plus Coverage and has the authority to administer claims.