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Whether you own or rent, our property insurance products are designed to meet your individual needs.

CAA Members automatically receive a 10%¹ discount on CAA Property Insurance². And, you can save even more with our mortgage-free, new home, monitored alarm & mature Member discounts. Speak to one of our licensed insurance professionals for a no-obligation quote. Call toll free in Ontario 1-888-545-7254

Why you should trust CAA for your Property Insurance

Home Equipment Breakdown³

Protect your electronics and appliances against unexpected mechanical, electrical or pressure-system breakdowns with our comprehensive and affordable coverage. Home Equipment Breakdown coverage from CAA protects the equipment you depend on every day, including kitchen and laundry appliances, heating and cooling systems, personal computers and more.

Legal Expense Insurance⁴

It's no secret that the potential costs of a legal dispute can deter you from pursuing your rights. But with Legal Expense Insurance, you can rest easy knowing that you’re only a phone call away from a lawyer.

Legal Expense Insurance will be included at no additional cost as part of your CAA Home Insurance policy.

Service Line Coverage³

You may not realize that as a homeowner you are responsible for the underground service lines that run from the street to your home. A number of problems can occur that are not covered under most home insurance policies.  Service Line Coverage protects you from losses due to damage or failure of these lines by extending your home insurance coverage to underground piping, wiring, valves and more.

Bundle and Save!

Bundle your auto and property insurance and you'll save another 10% off your Auto Insurance as well as complimentary CAA Tire Coverage at no additional cost!


Access to your CAA Auto and CAA Property Insurance information is a click away.

When looking to make a payment, change your payment information, view your policy documents or wanting an electronic pink slip to add to your phone, it’s as easy as logging into your insurance account.

CAA Insurance Self-Service Portal

Resources

Call for appliances repairs.
Reno Roster
Spring is a good time to plan for home projects you may want to tackle in the coming year. And we don’t just mean cosmetic updates. Regular maintenance of all the major home essentials is always worth the effort—and the money.
A person rocking out with a vacuum cleaner in their living room
The Ultimate Seasonal Home Maintenance Checklist
A new season means it is time to scratch items off your home maintenance checklist. Owning a house is a big responsibility, but you can protect it with a bit of upkeep. 
Having pizza with family
Top 5 Tips for Buying your First Home
What should I do after buying my first home? There is the answer.

Make a Claim

We work with you throughout the entire claim process – from initial response through final resolution – to provide fast, caring service and to settle your claim. If it’s an emergency, call us right away at 1‑877‑222‑1717 to report your claim any time of the day or night on any day of the week. We are always available to answer your call. Otherwise, you can submit an online claim.

Start a Claim


1 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on membership tenure and Roadside Assistance usage.
Subject to certain conditions and approvals. Underwriting eligibility rules apply.

2 Auto & Property Insurance and CAA Tire Coverage are underwritten by CAA Insurance Company.

3 Underwritten by CAA Insurance Company, Claims administered by Mutual Boiler Re.

4 CAA Legal Coverage and CAA Legal Plus Coverage is underwritten by CAA Insurance Company. ARAG Legal Solutions Inc. (ARAG) acts as the insurance manager and has the authority to administer claims on behalf of CAA Insurance Company. CAA Legal Coverage is included on home policies. Please see policy wordings for coverage details. Coverage is subject to terms, conditions and exclusions for the Legal Expense Insurance policy.